Husband had an epiphany today, after paying almost $80 for gas. The caddie may need to go by the wayside. All of those glorious northstar eight cylinders may need to be used on a much more sporadic basis. Husband drives over 60 miles a day roundtrip, plus all sorts of in town running. The beast is actually getting way better mileage than my Jeep (22 vs. 15), but still. Prior to things getting all wacky with gas prices, we had decided that 22 wasn't that bad, the thing was paid for, and we could suck it up for another year or so until we really had to get some major things done to it, which have been pretty minimal considering that it has 122k miles on it.
However. For the long haul, is 22 really good enough? Or, on the flip side, is the 22 bad enough to justify picking up a car payment? I have to admit, it's been nice to not have one of those for almost two years now. If we had been smart, we would have been saving at least one of the payments for just this type of event. We aren't that bright sometimes, and we decided to have another baby instead. I still think we came out on the positive side of that one.
Regardless, we get to have that fun conversation tonight. I hate money, I really do. I've become pretty good at squeezing more and more out of every single dollar, but I'm afraid that we are approaching that point where there is simply no more to squeeze. We are saving for our retirement, but we haven't really started anything for either one of the kids. Unless they get a full ride somewhere either for academics or otherwise, we are going to have to pick up the tab. For some reason, sixteen years doesn't seem anywhere close to long enough to have to get all of that together. Then there is the guilt and panic incited in me when I screw up and something doesn't get paid, or when we have to put off something that we need. Gah. I hate it.
OK. Time to be a grown up and face this one. Right?
1 comment:
Is a new car the only option you've got? You could sell the caddie, use that cash to buy a used car. A honda or a toyota will get good mileage even in an older car will get you ahead mileage wise and you could pay cash for it. So you get lower fuel costs and you get to keep your no car payments.
The choice doesn't have to be keep the gas guzzler or buy a new, more fuel efficient car and have payments.
Good luck!
Post a Comment